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first_img in Daily Dose, Featured, Foreclosure  Print This Post Aly J. Yale is a longtime writer and editor from Texas. Her resume boasts positions with The Dallas Morning News, NBC, PBS, and various other regional and national publications. She has also worked with both the Five Star Institute and REO Red Book, as well as various other mortgage industry clients on content strategy, blogging, marketing, and more. Share Save December 20, 2017 2,258 Views Previous: Housing Industry Weighs in on Tax Reform Bill Next: Home Mortgage Disclosure Act Rules, Data Security Top Concerns for Lenders Foreclosure NAR Short Sale 2017-12-20 Aly J. Yale Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Foreclosures, Short Sales Down Once Again The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days agocenter_img Sign up for DS News Daily Foreclosures, Short Sales Down Once Again Sales on existing homes reached an 11-year high in November, jumping 5.6 percent over the month. According to the National Association of Realtors’ Existing Home Sales data, about 5.81 million existing homes were sold in that period.November’s existing home sales marked a rise of more than 300,000 for the month, reaching their highest point since December 2006—when sales hit 6.42 million. They’re also up nearly 4 percent since 2016.According to Lawrence Yun, NAR Chief Economist, the uptick was likely due to improving economic factors.“Faster economic growth in recent quarters, the booming stock market, and continuous job gains are fueling substantial demand for buying a home as 2017 comes to an end,” Yun said. “As evidenced by a subdued level of first-time buyers and increased share of cash buyers, move-up buyers with considerable down payments, and those with cash made up a bulk of the sales activity last month. The odds of closing on a home are much better at the upper end of the market, where inventory conditions continue to be markedly better.”The median price on existing homes was also up for November, hitting $248,000—a jump of 5.8 percent since last year and the 69th consecutive month of increases. According to Yun, these rising prices, coupled with increasing mortgage rates, could pose an affordability problem for many buyers come 2018.“The anticipated rise in mortgage rates next year could further cut into affordability if these staggeringly low supply levels persist,” Yun said. “Price appreciation is too fast in a lot of markets right now. The increase in homebuilder optimism must translate to significantly more new construction in 2018 to help ease these acute inventory shortages.”NAR’s data also showed first-time buyers and distressed sales down for the month. Distressed sales accounted for just 4 percent of all sales—a dip from the 6 percent share seen just one year prior. It’s the fourth consecutive month distressed sales have dropped.See all of NAR’s Existing Home Sales data from November at NAR.Realtor/Existing-Home-Sales. Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Aly J. Yale Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Foreclosure NAR Short Sale Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more

first_imgI’ve written before about the importance of knowing your limits. As the head of an organization, we need to be aware of how our company is running, but that doesn’t mean we need to do it all. Accepting that we don’t know everything and trusting others to share the load are important attributes of a leader.That’s where delegation comes in. Each employee plays an important role in the success of the company – so long as responsibilities are distributed based on individual strengths and the value we create. However, there are effective ways to disperse tasks and responsibilities that create employee buy-in.Leadership development specialist Julia Felton explains that “there is a spectrum to delegation.”“At the end of the spectrum are task-based activities that team members are asked to perform, with little understanding of the context of that task; whilst at the other end of the spectrum, delegation becomes empowerment that ultimately morphs into Shared Leadership,” she writes. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

first_imgRED BANK – Sometime this fall with the move of Prown’s to Middletown, it will mean the borough won’t have a Prown’s-operated business for the first time in nearly 90 years.David Prown, whose family operated Prown’s variety store in the borough for three generations, has been active on a number of community involvement fronts. Still, he will be relocating his home improvement business from its current location at 135 Monmouth St. to Route 35 North in neighboring Middletown. His plans are to move sometime in the next couple of months.“Everything’s the same. The business model is the same,” Prown said. “The only thing that’s changed will be the location.”Prown has been operating Prown’s Home Improvement as a stand-alone business at the Monmouth Street location for the last 13 years.The reason for the move, Prown said is to find a higher profile spot to help expand the business. “It’s really about the visibility,” he explained. “It’s just a busier street.”“You always have to think about growing your business,” he continued.Prown will continue to live in the borough.Prown has lived in the borough since 1989, moving here from Connecticut, when he took over operating the family-owned variety store, which first opened in 1925 at 47 Broad St. The first location, whose motto was the familiar “Prown’s Has Everything,” was destroyed by fire in 1960, with the family relocating the operation to 32 Broad, where it continued until David closed it in 2003.At that time, Prown said his store could no longer compete with large box-style stores and spun off his home improvement business. Relocating to Monmouth Street Prown said, “It was definitely a smart move moving here. No regrets at all.”In addition to his business activities, Prown has long been active in helping area underprivileged families, especially borough youth, get a leg up, seeing sports as a great equalizer for many of the kids. Over the years, he’s organized various sports leagues to engage the young. And more recently he and other like-minded area residents have been collecting sports equipment donated from a variety of sources for his Red Bank Replay program, making the items available to needy young people.“Nothing’s going to change on that. I’m actually looking for ward to the next stage. A little bit more energy a little bit more passion, ” concerning his activism, Prown said. “The only thing different is kids won’t be able to walk into my showroom after school to pick up a pair of cleats or whatever.”
The new location, however, doesn’t have as much storage space as the Monmouth Street spot and he’s looking to partner with organizations to help in distributing the equipment.Brookdale Community College in May awarded Prown an honorary degree for his mentorship and “has built a reputation as a staunch children’s advocate by work- ing directly with local students of color and spearheading a wide range of youth service programs in the Red Bank area,” the college said in presenting the degree.last_img read more

first_imgBy Chelsea Maguire |SHREWSBURY – Since the nation’s earliest days, the red, white and blue banner of stars and stripes has endured as a visible symbol of the United States, its citizens and the fight for freedom.But there comes a time when Old Glory shows signs of wear and tear and is no longer in a suitable condition to fly. According to Title 36, Section 176, Paragraph K, of The United States Code, that’s when the flag “should be destroyed in a dignified way, preferably by burning.”Shrewsbury-based Boy Scout Troop 50 will provide that service to the community with a dignified public Flag Retirement Ceremony Oct. 11 at Gopher Field at Borough Hall.Assistant Scoutmaster John E. Hogan will lead the ceremony, during which the scouts methodically take each flag apart with scissors, cutting stripe by stripe, because a flag ceases to be a flag when it is cut into pieces. While this is taking place, the boys take turns reading words that tell the story of the importance of each stripe in regard to the history of our founding fathers, the country and the people, from gaining our independence from Great Britain to putting a man on the moon.Hogan describes the event as a very “somber and respectful event and a reminder of the importance of our citizenship and our community.”Sometimes the worn, torn or stained banners Troop 50 receives have stories attached to them as well, such as where they were flown and for how long. The stories are incorporated into the ceremony.Also participating in the Shrewsbury Scouting Program ceremony will be Cub Scout Pack 50, which includes boys ranging from first to fifth grades.Being outside after dark, in a field near a roaring fire, is an exciting experience for the kids, said Hogan. They listen to the scoutmasters tell them about the symbolism of the flag, the importance of the ceremony and how they must be responsible for treating the flag with reverence.The scoutmasters ask the boys to remember the people who made the ultimate sacrifice for our country in the name of freedom and liberty.Since the tradition began, many of the same Scouts have returned for the solemn remembrance, reading from a script they have especially for this ceremony, singing the national anthem and reciting the Pledge of Allegiance, acting respectfully as each flag surrenders to retirement.A tradition such as this is not a simple flag burning, but in the words of Hogan “a funeral for an honored symbol of our nation which served its purpose.”The flag retirement ceremony will take place 7 to 9 p.m. Tuesday, Oct. 11 on Gopher Field at Borough Hall. Community members who wish to retire a flag can place it in a collection box left by Troop 50 in the vestibule of Borough Hall.This article was first published in the Sept. 20 – 26, 2018 print edition of The Two River Times.last_img read more

first_imgBy Laura D.C. Kolnoski |FORT MONMOUTH – Plans to solidify and expand former Fort Monmouth’s future as a technology and innovation hub have won a $100,000 state grant – the only Monmouth County recipient of the new statewide “Innovation Challenge” pilot program.Nine awards of up to $100,000 were granted Sept. 13 to fund future-focused projects with demonstrable potential for success following a proposal process that began in July. The program is part of Gov. Phil Murphy’s “Stronger and Fairer” economic development agenda.“Communities responded with a clear commitment to spurring innovation,” the governor said. “From the installation of a high-speed 5G fiber network to the creation of a collaborative research-driven incubator, and a maker’s campus, these plans will help further New Jersey’s ability to compete and win in the 21st century economy.”The Fort Monmouth Economic Revitalization Authority (FMERA) – partnering with Monmouth County, the New Jersey Institute of Technology (NJIT), and the New Jersey Innovation Institute (NJII) – will utilize the funds to facilitate development of a 50-acre tech park at the fort’s former McAfee complex, already slated for technology-focused re-use. In August, FMERA hosted a showcase there, which officials said garnered “a high level of interest” from developers, real estate professionals and technology companies in attendance. The McAfee complex will be formally offered for sale by FMERA this fall. Built in 1997, the facility features a 6-foot loading dock, eight 2,400-square-foot raised floor labs, and an anechoic chamber designed to absorb reflections of sound or electromagnetic waves.“The approximately 50-acre campus (named in the grant award), refers to the planned redevelopment of the McAfee Center and surrounding property in Oceanport and Eatontown,” said Sarah Giberson, FMERA senior marketing and development officer. “The McAfee Center is envisioned for reuse as a technology or research and development facility that will potentially include an accelerator, incubator and/or graduation space for entrepreneurs, startups and emerging tech companies.” Funding will be funneled through Monmouth County, which works closely with FMERA in myriad areas of the fort’s redevelopment and maintenance on a daily basis.Initially, NJII will lead a Cluster Readiness and Feasibility Assessment to determine which tech sectors should be targeted, as well as identifying the area’s key assets and opportunities to attract business and investment.“NJII, led by Drs. Donald Sebastian and Timothy Franklin, who also hold faculty and/or administrative positions at NJIT, is the state’s leader in cluster/regional development, distributed research, and transformative regional engagement,” Giberson said, adding that FMERA staff will participate and contribute at no cost to the county. The authority’s staff includes expertise in real estate development, engineering, planning, finance, marketing and economic development. A 20 percent funding match required through the grant will be provided as in-kind services, primarily in the form of faculty and staff time.“Providing seed funding to catalyze planning and key investments is an important step in advancing Gov. Murphy’s mission of reclaiming the innovation economy,” said Tim Sullivan, CEO of the New Jersey Economic Development Authority (EDA), which oversees the Innovation Challenge. “This program will help our communities advance plans and build the capacity they need to drive innovation-centered economic development.”Since initiating the fort’s redevelopment more than seven years ago, FMERA has ushered three tech companies through the processes to locate their headquarters on the 1,127-acre fort, which spans portions of Eatontown, Oceanport and Tinton Falls. To date, those firms employ more than 1,000 people.Applicants for Innovation Challenge grants were limited to cities or partnered municipalities representing at least 25,000 people, or county or regional partnerships that collectively represent at least 100,000 people. Applicants were required to demonstrate “a viable path to bring ideas to implementation, including a collaborative stakeholder engagement process and strategy.” Economic and social impact, management experience and the strength of solutions based on utilizing new and emerging technologies were among the criteria.Other awardees are: Atlantic City, Atlantic County, Bridgeton, Camden County, New Brunswick, Passaic County, Trenton, and Union Township. Atlantic City and Stockton University will create a Center for Marine and Environmental Science, while in Bridgeton, the new Center for Smart Food Manufacturing seeks to create a national model by using emerging technology to establish a futuristic hub for the food industry. Projects will be tracked and assessed to “inform the EDA’s own plans for economic development activities and programs, and will be shared with other local governmental entities to foster further innovation across the state,” Sullivan said.“We owe our gratitude to Freeholder Lillian Burry and Monmouth County director of planning Ed Sampson for their overwhelming support of this initiative, as a county or municipal partner was an eligibility requirement,” Giberson said. “The county’s decision to partner with NJIT, its affiliate NJII, and FMERA indicates the significance of this grant and its potential impact on the fort and its surrounding communities.”This article was first published in the Sept. 27 – Oct. 3, 2018 print edition of The Two River Times.last_img read more

first_imgBy Bruce FuhrThe Nelson Daily SportsFrank Maida has been desperately trying to replace sniper Patrick Martens since the sophomore center left the Leafs for the greener pastures of the B.C. Hockey League in November.Maida needs to search no longer for a player to replace Martens.Because just when it appeared a deal could not found Martens became available and has agreed to return to the Green and White starting Saturday against the Fernie Ghostriders.“It’s a great boost to our team,” Maida told The Nelson Daily Wednesday after his star sniper was released by the Langley Rivermen of the BCHL at the roster deadline.“It’s unfortunate things didn’t work out for Patrick in the BCHL but we’re happy to have him back.”“We’ve added an real depth player and a great team leader and we’re all looking forward to having him back in the lineup,” added Maida, receiving the news Tuesday.Martens, recording three goals for 10 points in 21 games for the Langley Rivermen, appeared to be a mainstay with the BCHL club during the first 12 games. But during the past nine contests the native of Moncton registered one assist.“I think having Patrick back is going to be a huge confidence booster in the dressing room,” Maida confessed. “Patrick is a hard working player now with Junior A experience and will really help our young team.”The 6-foot, 180-pound speedster left Nelson as the scoring leader with 22 goals and 17 assists in 21 games. Martens also had a 14-game scoring streak during his 21-game stint in Nelson.Maida also added defenceman Andy Miller to the roster. Miller, who started the season off with the Leafs, was released but remained as an affiliate player with the Trail Midget Reps.Miller is expected to return to Nelson after he completes high school mid-term exams.The Leafs, 21-14-0-3, are currently locked into third place in the Murdoch Division, trailing the Beaver Valley Nitehawks by 16 points and second-place Castlegar by 12.The margin increased during the past month of the season due to the Leafs inability to keep pace with the front runners — Nelson is 4-5-0-1 in its last 10 games while both Beaver Valley and Castlegar are 8-1-0-1.“We need to focus on the little things in our game,” Maida explained. “I know we have the players who can score but we’ve got to work on our zone and prevent more goals which will turn into scoring opportunities at the other end.”Saturday’s game time is 7 p.m. at the NDCC Arena.ICE CHIPS: After Fernie, Nelson has 13 games remaining in the season before the start of post season. . . . Martens is expected to be on the ice for Wednesday night practice with the [email protected]last_img read more

first_imgEureka >> It was a perfect start to the North Coast Section football playoffs for the Humboldt-Del Norte League.And now with another team entering the fray, the quintet of local squads have one thing on their minds.A spot in their respective division’s semifinals.A perfect four wins in four opportunities last week — all of which coming within Humboldt County lines — means that all five of the H-DN teams participating in the NCS playoffs are playing for a spot in their respective division’s …last_img read more

first_imgOven: Frigidaire FGEW3045I don’t have much to say about our Frigidaire oven, which is actually a fairly glowing recommendation.The controls are straightforward (I don’t think I’ve ever had to consult the user’s manual), and I can’t recall ever being annoyed with it. The one weird behavior is that the fan blows for a while after you turn off the oven, but it’s not obnoxiously loud, so I don’t mind it. Andrea Lemon lives in Brattleboro, Vermont, where she works as a web designer for BuildingGreen, Inc. She and her husband Ted Lemon write the Almost Passive House blog. Range hood: XOMI Island HoodExternally-vented range hoods are not the best idea in a tightly-sealed passive house because they require a lot of makeup air, so we weren’t going to install one at all. But Aubrey from Zehnder America, who sold us our heat recovery ventilator, recommended that we get a recirculating range hood to suck grease and smoke from the air before the HRV exhaust vents suck it up.Unfortunately, island range hoods are a lot more expensive than wall-mounted range hoods. XO Ventilation had the best prices (though Frigidaire seems to have introduced a few models as well), and the one we bought is fairly attractive.One of the lights didn’t work, so we fixed that under warranty, but otherwise there’s not much to report. After living in our house for 1½ years, I finally have enough distance to evaluate the many decisions that went into building it. I plan to write a series of “Hindsight” posts, speaking frankly about what worked and what we’d do differently if we had to do it all over again.To start the series, I’m going to keep it simple and talk about our kitchen appliances. Don’t worry, I’ll cover all the hairy Passivhaus details eventually, but I’ll start at the shallow end. Microwave: GE JES1451DSBBWe actually bought this in 2010 for the apartment where we lived during construction, with the intention of moving it to the new house. It’s a mid-sized countertop model, which now looks built-in thanks to some clever carpentry.We bought it at Best Buy, and my main requirement was that it have a one-touch “potato” setting, simply because I love living in a world where you can stick a potato in a microwave and press a button that says “Potato.” This model eclipsed its rivals by having a little picture of a potato on the button, bringing the magic of one-touch potato cookery even to the unlettered.Approximately 366 days after we bought it, the microwave stopped working. Ted dourly assumed it would cost more to fix than to replace, but I stubbornly refused to submit to our throwaway society. I therefore paid the diagnostic fee at the local appliance store and was pleased to find out it merely needed a new magnetron and could be fixed inexpensively. That was three years ago and it’s still working fine.Ted and I don’t really push the envelope with our microwave use (no duck à l’orange, for example) and there’s nothing specifically eco or passiv about it, but we never swear at it, which is perhaps the highest praise an appliance can receive. Dishwasher: Miele G Dimension 5575I have mixed feelings about our Miele dishwasher. It has some good features: it’s very quiet, and it has a dedicated tray on top for silverware.But sadly it doesn’t clean the dishes all that well. I checked the sprayers, I clean the filters regularly, and I’ve tried various types of detergent, but a few dishes per load tend to need soaking and rewashing. If anyone from Miele reads this, I invite you to contact me and troubleshoot this further, but for now I am not particularly impressed.But it’s nice and quiet! Stove: Bosch NIT3065UC Induction CooktopNo custom home is complete without a huge and powerful gas range. The ultimate expression of this would be a $50,000 La Cornue Grand Palais, but plenty of fine stoves are available for a mere $10,000 or less from Viking, Wolf, Dacor, and others. (I was also perfectly happy with my humble GE range back in Chicago, and probably would have done fine with something similar.) Ted makes a lot of stir-frys, so he longed for a lot of power, and a gas range seemed like the obvious choice.But our blue-flamed ambitions came to an unexpected end when energy guru Marc Rosenbaum persuaded us to skip the gas range and install an induction cooktop instead. In a super-tight house like ours, the combustion from a gas stove would require more makeup air than we would expect to get from random leaks in our envelope. Furthermore, gas cooking requires fossil fuels, and it would be nice to build a house that could operate exclusively from clean energy. Induction stoves, we learned, could give us a high-powered, responsive cooking experience without any carbon-spewing combustion.Induction burners are electric, but unlike radiant electric burners they use magnets to induce a current in the metal cookware, essentially turning the pan itself into the heating element. They boil water extremely quickly, like a radiant electric burner, but they are every bit as responsive as a gas flame. And unlike a gas flame, the settings are electronic and therefore extremely consistent, which means I can set the burner to 7 and know it’s exactly the same power as every other time I’ve set it to 7.We bought the low-end Bosch induction cooktop (Bosch NIT3065UC, MSRP $1,699), and it has all the features we need. All it lacks compared with the higher-end models is precise heat controls, which allow you to press the “5” button rather than pushing the up-arrow until it reaches 5. But I don’t mind using the arrow buttons (you can hold them down until they reach the desired setting), and the low-end model has the same cooking power as the others. (The most powerful burner goes to 3,600 watts, which is roughly equivalent to a 26,000 BTU gas flame — insanely powerful.)It also has a separate timer for each burner, which is particularly handy when using the pressure cooker. For example if I’m cooking chickpeas, I bring the cooker to pressure, lower the heat, and then set the timer to 30 minutes. It stops on its own, and then the pressure releases naturally at its own pace — great for set-it-and-forget-it cooking.Our cooktop gave us a bit of trouble initially, and we had to get the logic board replaced under warranty, but otherwise it’s worked very well. Refrigerator: Frigidaire FGUI2149When we built our house in Tucson, we found out the hard way that there are two categories of refrigerator: standard depth and counter depth. Counter-depth refrigerators look sleek amid the cabinets since they don’t stick out past the counter, but they cost more, have lower capacity, and are generally less energy-efficient than their standard-depth brethren. Our kitchen in Tucson was designed for a counter-depth model, so we were stuck paying more for a smaller, less-efficient fridge.With this in mind, I designed our current kitchen to accommodate a standard-depth refrigerator.My choice of brands was limited by my irrational grudge against the Whirlpool Corporation — I had a vexing over-the-range microwave experience with them back in 2004 — so I combed the list of CEE Tier 3 refrigerators and discovered that Frigidaire made a couple of likely 21 cubic foot models. RELATED ARTICLES Going High-Tech With an Induction CooktopAn Induction Cooktop for Our KitchenChoosing an Energy-Efficient RefrigeratorMarc Rosenbaum: Choosing an Efficient RefrigeratorAlex Wilson: Buying a New RefrigeratorAll About DishwashersMakeup Air for Range HoodsAll About Washing MachinesGBA Encyclopedia: AppliancesProduct Guide: AppliancesSaving Energy In the KitchenBlog Review: Almost Passive HouseThe Passivhaus/Almost Passive House FaceoffGreen Building Haikus We got the Frigidaire FGUI2149 (356 kWh/year) because our local vendor was able to locate one for us (it was a relatively obscure model), but the slightly-fancier FPUI2188 would have done equally well. Both models seems to have been discontinued, alas, but Whirlpool appears to still make a few with similar specs.The shelves inside the refrigerator door are a good size and easy to rearrange, and I’ve never found myself cursing at the refrigerator, so it must be pretty good. My only gripe is that the cover of the ice cream compartment (which sees a lot of traffic in our house) has a cheap plastic catch and seems likely to break one of these days. There is also an occasional rattle when the condenser is on, but we’ve never bothered leveling the refrigerator according to the manual so I suspect that might fix it.Long story short, if you have a time machine and can buy appliances that were discontinued two years ago, I can cheerfully recommend the Frigidaire FGUI2149. We haven’t owned it long enough to know how reliable it is, but for now we have no real complaints.last_img read more

first_imgNo one can argue that sport and business are two separate entities in today’s world, and in an effort to improve the way our sport is run, the Australian Touch Association has engaged a Strategic Sports Management Audit. The audit will involve workshops and focus groups for affiliates around Australia and is being headed by Professor David Shilbury and Dr Pamm Kellett. David Shilbury is head of the Bowater School of Management and Marketing and a professor of sports management at Deakin University, he is also an editor of Sport Management Review. Dr Pamm Kellet also lectures at the Bowater School of Management and Marketing, as well as having extensive International experience as a lecturer and consultant in the area of Sports Managment. The ATA is not attempting to predict results in any way, but instead wants to look at the management strategies currently in place by listening to member’s suggestions and the ideas the consultants may have about the management and administration of touch football. “At the end of the day, we anticipate that we will have a model in place that will require change and will deliver better service to our members,” says Peter Topp, National Technical Director With 330 association affiliates and almost 200,000 players Australia wide, it is becoming even more crucial to examine the management strategies of touch football. The audit will look at the delivery of touch, including player development, junior development, referees, coaching, participation and elite sport amongst others. It will consider the current methods of delivery, what is delivered at each level, who delivers the product and so forth. The consultants will also consider current good practice models in other sporting organizations and business, when developing their final recommendations. The audit has already started, with workshops being run in Townsville, Rockhampton and Brisbane as well as Sydney. Victoria and Tasmania are next state to undertake the audit, followed by the ACT, WA and SA. For all enquiries, please contact the ATA office on: (02) 62852703 Rachel Moylelast_img read more