Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofThe Truth About Bottled Water – Get the Facts on Drinking Bottled WaterGayotChicken Bao: Delicious Recipes Worth CookingFamily ProofCheese Crostini: Delicious Recipes Worth CookingFamily Proof Show Comments ▼ Tags: NULL De La Rue rejects higher Oberthur offer Share alison.lock whatsapp whatsapp Monday 24 January 2011 7:53 am Banknote printer De La Rue has rejected an improved 935p per share bid proposal from French suitor Oberthur Technologies, saying it still significantly undervalued the group.De La Rue, which has been hit by problems in its key Indian market, said in a statement it had received indications that Oberthur would increase the proposed offer to 935p, after it rejected a 905p offer in December.“The board has carefully considered Oberthur’s revised proposal and believes that it continues to significantly undervalue the company and its prospects,” said chairman Nicholas Brookes.“The board therefore unanimously rejected this latest approach.”Evolution Securities analyst Adrian Kearsey said the increased offer was an improvement but he thought the final price would need to be over £10.“There’s still a material gap so we’re not surprised that 935p has been rejected,” he said. “The question is whether that was just testing the ground for the resolve of the company.“It’s got to be over £10 pounds, £10.20 or £10.40. We’ve got an IMS potentially coming out this week from De La Rue and I think a strong IMS would probably reduce the chance of a successful bid happening.”An offer of 935p would value the group at around £925m. De La Rue’s shares were trading down 2.13 per cent at 802p by Monday afternoon.The share price dropped by around 30 per cent when the company first reported production problems at its plant in July last year. It then warned in November that the difficulties could lead to the loss of a top customer, which sources have said was the Reserve Bank of India.The shares have recovered since Oberthur made its initial bid in December but are still trading well below the offer price as doubts remain over De La Rue’s future work in India and whether a deal will happen. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStorySerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBeautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’Definition
RH Bophelo Plc (RHB.rw) listed on the Rwanda Stock Exchange under the Investment sector has released it’s 2020 abridged results.For more information about RH Bophelo Plc (RHB.rw) reports, abridged reports, interim earnings results and earnings presentations, visit the RH Bophelo Plc (RHB.rw) company page on AfricanFinancials.Document: RH Bophelo Plc (RHB.rw) 2020 abridged results.Company ProfileRH Bophelo is a healthcare investment company dedicated to working closely with entrepreneurs, medical professionals and experienced business partners to service the gap between public and private healthcare sectors in South Africa. We achieve this by making acquisitions that can support our vision of providing affordable quality healthcare services for lower to middle income earners, whilst offering superior value to our stakeholders. RH Bophelo Plc is listed on the Rwanda Stock Exchange
ArchDaily Save this picture!© Roland HalbeText description provided by the architects. One of the most interesting characteristics that you notice once you get to the place is that despite being in the middle of an urban building mass, you can find limited views of the fields and meadows in the valley located in the higher part of the surrounding mountains. Our first aim was to recover this double quality of the place, making the project urban and rural at the same time. It was essential to model the rigid traditional urban block of seven different heights to end up building a new volume of variable heights (three to seven stories), containing the complete residential program required. The rest of the program (storage rooms, garage and facilities) was designed in a common underground basement. We wanted the building to match the environment, voids and cuttings which allowed the view of the mountains in the empty spaces between the buildings, fragments of the Asturian landscape in the distance, enabling the sun and the air to enter the inner space at the same time. Save this picture!© Roland HalbeWe proposed a return to the origins of the site. An inner world that takes us back to the fields that could no longer be seen, an urban room with fragmented borders, attracting the inhabitants of Mieres through its doors, open to the city. Opening the block was another of our priorities, and we managed to avoid turning the interior space into a forgotten back area, making it the center of the social meeting of its inhabitants as well as a place worth seeing. The day spaces of the apartments face the plaza, hence generating activity in its surrounding facades. The access was designed by breaking the block in two of its corners, creating diagonal space tension. The entrance to the apartments passes through this intermediate space, activating it and generating the necessary neighborhood relationship. The plaza was designed with a slight slope that absorbs the natural inclination of the site and gently links all the levels of access and main entrances. The landscaped green areas are slightly higher, containing the spaces for the exclusive use of the ground floor apartments, separating them from the public circulation areas. The space is built with concrete blocks of varying porosity, low concrete walls, which serve both as a plant container and as a bench, and native grass and groups of bamboo plants. Save this picture!© Roland HalbeThe dual nature of the project results in a double material configuration. On the one hand the urban face materializes in steel and brings back the more industrial and mining image of Mieres, the former main economic engine of the city. Once inside the building we looked for a rural reference, a return to nature and the origins of the site, the Asturian traditional porch, the use of wood, which reminds us, through its vertical rhythms, of the forests of the nearby mountains. The outer skin serves as facade and cover at the same time. It is built with panels of dark gray steel corrugated sheets, and is treated as a protective shell and as a continuous rugged casing in which the edges are rounded. The inside of the building has a double skin, a transparent one formed by large windows that define the inner space of the apartments, and another one composed of movable wooden shutters that characterize the terraces, allowing the user to control solar radiation and have the necessary degree of privacy at all times. Save this picture!Floor PlanThe housing units share the urban and rural vision of the project . They have double orientation enabling cross ventilation and view. The houses are organized by means of a central core of bathrooms that divides them into day and night spaces. The daytime areas face the inner plaza and have large windows to profit from the valuable sunlight in Asturias, while the night areas, with more controlled openings and equipped with blinds, face the city. The housing units were generated adding up consecutive 2.60 meters modules , providing one, two, three and four bedroom units, thereby responding to the multiple types of apartments required. The terrace, one meter deep, is presented as a visual and spatial extension of the apartment. It is intended to serve as an exterior gallery made of wooden planks bordering the entire inner perimeter of the building. A radiant floor system with centralized heat production and individual distribution has been installed, completed with a simple home domotic system which, among other features, allows control of the facility. The building also captures solar energy through the panels installed on the flat roofs to support partly the production of hot water. The structural underground system consists of a large slab of foundation and a structure of concrete walls and pillars. Above the ground the system is mixed, based on one-way concrete slabs on standardized tubular supports and steel bracings which allowed faster implementation, and greater economy and clearness of the space. Save this picture!SectionProject gallerySee allShow lessImagine Our Digital Future and Join the Glass House Conversations’ Last Online Dialo…Architecture NewsBallymahon / ODOS architectsSelected ProjectsProject locationAddress:Calle Valeriano Miranda, 45, 33616 Mieres, Asturias, SpainLocation to be used only as a reference. It could indicate city/country but not exact address. Share Apartments ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/393277/vivazz-mieres-social-housing-zigzag-arquitectura Clipboard photographs: Roland HalbePhotographs: Roland HalbeCollaborators:Alejandro García, Pedro Magro, André Albuquerque, Joana Martins, Diana Jusdado, Emma Palenzuela, Manuel SayagoStructure Consultant:Jesus HierroFacilities Consultants:PGI Group, DYA Engineers, AdoberConstruction Company:Vias y ConstruccionesQuality Control Company:CadesaArchitects:Bernardo Angelini, David CasinoTechnical Architect:Alberto López DíezCity:MieresCountry:SpainMore SpecsLess Specs ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/393277/vivazz-mieres-social-housing-zigzag-arquitectura Clipboard Photographs 2010 Spain Vivazz, Mieres Social Housing / Zigzag ArquitecturaSave this projectSaveVivazz, Mieres Social Housing / Zigzag ArquitecturaSave this picture!© Roland Halbe Share “COPY” Projects 2010 CopyApartments•Mieres, Spain “COPY” Architects: Zigzag Arquitectura Area Area of this architecture project Vivazz, Mieres Social Housing / Zigzag Arquitectura Year: Year: Area: 17840 m² Area: 17840 m² Year Completion year of this architecture project CopyAbout this officeZigzag ArquitecturaOfficeFollowProductsWoodSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsMieresMieres del CaminoWoodHousingSpainPublished on June 28, 2013Cite: “Vivazz, Mieres Social Housing / Zigzag Arquitectura” 28 Jun 2013. ArchDaily. Accessed 11 Jun 2021.
Year: Photographs ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/769078/house-in-burst-de-smet-vermeulen-architecten Clipboard Houses Year: “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/769078/house-in-burst-de-smet-vermeulen-architecten Clipboard Projects “COPY” 2013 House in Burst / De Smet Vermeulen architecten CopyHouses•Erpe-Mere, Belgium Save this picture!© Dennis De Smet+ 26 Share ArchDaily 2013 Belgium photographs: Dennis De SmetPhotographs: Dennis De Smet Save this picture!© Dennis De SmetRecommended ProductsWoodBruagBalcony BalustradesEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornWoodAccoyaAccoya® Cladding, Siding & FacadesWoodTechnowoodPergola SystemsText description provided by the architects. The house stands along a country road between two parish churches on a large stretch of land sloping down toward the street. What should a country house look like today – the question was immanent. One would expect a small cottage parallel to the road with a barn behind it.Save this picture!© Dennis De SmetWe wanted something just as proper. The lofty barn and the cottage with its dormer windows grew into one volume. The skin reveals these transformations. The smaller rooms along the street façade communicate with the living rooms sitting higher on the slope.Save this picture!SectionTogether they constitute both a split-level house with interconnected rooms and a sequence of separate atmospheres. Abstraction is muted by equivocal reminiscences. The combination of rustic and bourgeois imagery in the interiors projects an openness to different views. Airtight, energy efficient, robust and made of renewable resources the house was built to last.Save this picture!© Dennis De Smet“The house has to serve comfort. The work of art is revolutionary; the house is conservative.” Adolf LoosSave this picture!SectionProject gallerySee allShow lessGLH / AHL Architects & AssociatesSelected ProjectsBeacons of Pride: #LoveWins in These Illuminated BuildingsArchitecture News Share House in Burst / De Smet Vermeulen architectenSave this projectSaveHouse in Burst / De Smet Vermeulen architecten Architects: De Smet Vermeulen architecten Year Completion year of this architecture project CopyAbout this officeDe Smet Vermeulen architectenOfficeFollowProductsWoodBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesErpe-MereBelgiumPublished on June 26, 2015Cite: “House in Burst / De Smet Vermeulen architecten” 26 Jun 2015. ArchDaily. Accessed 11 Jun 2021.
Architects: MO+G Taller de Arquitectura Area Area of this architecture project Year: “COPY” Manufacturers: Expresiones en madera (carpinterias Orozco, MACOPISA, POLIACERO, Yeso SupremoSave this picture!Courtesy of MO+G Taller de ArquitecturaRecommended ProductsDoorsLinvisibileLinvisibile Curved Hinged Door | AlbaDoorsGorter HatchesRoof Hatch – RHT AluminiumWindowspanoramah!®ah!38 – FlexibilityWindowsJansenWindows – Janisol PrimoText description provided by the architects. The project is developed around a central patio, which illuminates and generates views from the interior spaces and circulations, resulting in a fusion between the exterior and the interior.With the purpose of reducing the footprint of rudeness and respecting the regulated height limit, it is proposed to depress the natural level of the terrain. The program is developed on platforms that lower half levels from the street level. Thanks to the small difference in level between platforms and the auxiliary patios, the spaces are always illuminated, ventilated and in contact with the outside.Save this picture!Courtesy of MO+G Taller de ArquitecturaThe house is divided into two ships. One is the social and services area, where the link between the areas allows the project to be versatile in its different uses. The second is the two-level ship with the night areas that are separated from the first volume, giving greater privacy and independent views to each space.Save this picture!Courtesy of MO+G Taller de ArquitecturaSave this picture!PlansSave this picture!Courtesy of MO+G Taller de ArquitecturaSave this picture!SketchSave this picture!Courtesy of MO+G Taller de ArquitecturaThe main facade is closed and simple, it pretends to be a minor construction. It works like a visual filter that refrains from revealing its interior. The transitions between the program are open, taking advantage of the climate qualities in the area.Save this picture!Courtesy of MO+G Taller de ArquitecturaThis project proposes to generate traditional atmospheres, so the construction systems reflect the work of the hand craft. The roofs are based on wooden structures similar to traditional roofs. The exterior walls are not covered by paint, allowing the pigmented plaster to generate different hues on them. Inside, the walls are covered with plaster in its natural color, making the light reflect the artisanal work.Save this picture!Courtesy of MO+G Taller de ArquitecturaProject gallerySee allShow lessOpen Call-School of ArchitectureIdeasUK Announces Plans to Work with Survivors and Families to Create Memorial on Grenfel…Architecture News Share Frondas House / MO+G Taller de Arquitectura “COPY” Mexico CopyHouses•Zapopan, Mexico 2017 ArchDaily Projects Area: 240 m² Year Completion year of this architecture project Houses Manufacturers Brands with products used in this architecture project Frondas House / MO+G Taller de ArquitecturaSave this projectSaveFrondas House / MO+G Taller de ArquitecturaSave this picture!Courtesy of MO+G Taller de Arquitectura+ 17Curated by Danae Santibañez Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/889832/frondas-house-mo-plus-g-taller-de-arquitectura Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/889832/frondas-house-mo-plus-g-taller-de-arquitectura Clipboard CopyAbout this officeMO+G Taller de ArquitecturaOfficeFollowProductsWoodConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesZapopanMexicoPublished on March 05, 2018Cite: “Frondas House / MO+G Taller de Arquitectura” 05 Mar 2018. ArchDaily. Accessed 11 Jun 2021.
Yahoo! has launched a Christmas Kissathon to raise funds for Shelter.Yahoo! has launched a Christmas Kissathon to raise funds for Shelter. In addition to voting for Britain’s Best Christmas> Kissmeister visitors are encouraged to download a sponsorship form and charge £1 per kiss to friends, colleagues or other appropriate contacts. The event finishes on 10 January 2002. Advertisement Howard Lake | 5 January 2002 | News 12 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. The online event has been promoted by banner ads and on radio stations.It was launched by pop group Liberty and sponsorship forms were distributed around central London, according to New Media Age.Visit Yahoo’s Kissathon. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Yahoo raises funds for Shelter with Kissathon
Facebook Twitter By Gary Truitt – Oct 14, 2013 Indiana Soybean Harvest Wrapping Up Stephanie SmithAnother week without a USDA crop progress report, but on the ground sources say the Indiana soybean harvest in the north is about done. Farmers have been focusing on getting the soybean crop in and many hope to finish by tonight. According to Stephanie Smith, agronomist with DuPont Pioneer in NE Indiana, “Dry weather over the weekend had a lot of guys working to finish their soybeans ahead of rain that is forecast this week. I would estimate we are about 70% on harvesting soybeans.” She says soybean yields have been surprisingly good, “I have heard averages from 50 bpa up to 80bpa.” She added the numbers are coming in a lot better than she would have thought even a month ago. Facebook Twitter Previous articleGrowth Energy’s Buis Responds to RVO RumorsNext articleDuPont Pioneer Field Agronomy Update Gary Truitt SHARE Smith told HAT most growers will be switching to corn later this week but that corn dry down has been slow, “Most of the corn is about 20% moisture, but it has been that way for quite a while. We are not seeing a lot of field drying this year.” She said it appears that this year there just isn’t going to be any 18% moisture corn to harvest. She, like many agronomists we have talked with, are quite concerned about stalk strength and worry that many corn plants will not be able to stand in the field much longer, “I think we have corn that can only stand to be in the field for another 2 to 3 weeks.” She said disease, weather, and nitrogen depletion have all weakened corn stalks to the point where lodging is a serious concern. Listen to the complete interview here SHARE Audio Playerhttps://www.hoosieragtoday.com//wp-content/uploads//2013/10/pioneeragronomyreport.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Home Indiana Agriculture News Indiana Soybean Harvest Wrapping Up
News PeruAmericas Organisation Latin America’s community radio – a key service but vulnerable RSF_en Reporters without borders expressed concern over reports that Moisés Wolfenson, owner of an opposition press group, was threatened with imprisonment byindividuals close to President Alejandro Toledo if he refused to modify hisnewspapers’ editorial line in favour of the current government. “If confirmed, these practices would be a sad reminder of those in force during the presidency of Alberto Fujimori, when he threatened legal sanctions against the directors of television networks that criticised his management,” stated Robert Ménard, the organisation’s secretary-general.In a letter to President Toledo, Reporters without borders called for an inquiry into the authenticity of the threats and for the perpetrators to be punished.According to information obtained by Reporters without borders, on 22 June 2002, Radio 11.60, an all-news radio station in Lima, revealed that Wolfenson was allegedly threatened by individuals linked to President Toledo during a meeting. Theradio station broadcast an extract of a recording of a conversation, tapedby anti-corruption police without the knowledge of the parties involved, inwhich one can hear Salomón Lerner, head of a public financial organisation,threaten Wolfenson with imprisonment if he refuses to modify hispublications’ editorial line in favour of the government. Wolfenson hasconfirmed the recording’s content. He is the owner of the dailies ElChino, El Men, Todo Sport and La Razón, a newspaper close to theopposition party of ex-president Alan García (leftist). Accused of receivingbribes from Vladimiro Montesinos, the former intelligence chief duringPresident Fujimori’s regime, Wolfenson has been subject to house arrest forthe last month. News Help by sharing this information June 24, 2002 – Updated on January 20, 2016 Press group owner threatened by individuals close to President Toledo Latin American media: under control of families, economic and political elites Receive email alerts News April 1, 2020 Find out more PeruAmericas December 4, 2019 Find out more to go further News Follow the news on Peru February 10, 2017 Find out more China’s diplomats must stop attacking media over coronavirus reporting
Linkedin Limerick TD says GLAS payments welcome but ‘much more action’ needed to support Agri-sector Advertisement Previous articleAdare improvement works ‘premature’Next articleLimerick Council makes great strides on the Great Southern Trail Alan Jacqueshttp://www.limerickpost.ie NewsLocal NewsFormer Limerick Mayor’s lesson in ethnicityBy Alan Jacques – November 12, 2015 672 Twitter TAGSAdare-Rathkeale municipal districtAskeatonCllr Kevin Sheahanethnic groupFianna Fáillimerick RELATED ARTICLESMORE FROM AUTHOR Minister Patrick O’ Donovan announces opening of Limerick heritage site to the public for the first time Print WhatsApp Top Fianna Fáil councillor will reject Green coalition deal by Alan [email protected] up for the weekly Limerick Post newsletter Sign Up Cllr Kevin SheahanAN Irish person living in Ireland cannot be part of an ethnic group unless they first came here from another country.That’s the view of former mayor Cllr Kevin Sheahan.Speaking about crime in County Limerick at this Tuesday’s Adare-Rathkeale Municipal District meeting, the Fianna Fail politician said that people claiming to be of a separate ethnic group should first look up the meaning of the word ethnicity.“It derives from the Greek vocabulary. Before someone claims to be part of a separate ethnic group they must first have come from another country. An Irishman living in Ireland cannot be part of a separate ethnic group,” Cllr Sheahan explained.“They waffle on about being part of an ethnic group for what benefit? Benefits far too common in certain areas,” he claimed.“This is blatantly happening all over Askeaton. They haven’t done a day’s work in their whole lives and they get everything. Other people who have worked their entire lives can’t get a fair slice. We don’t regard the people who deserve it. We should be on the side of the law-abiding citizen who pay their taxes.” Decision to enter Phase 4 of reopening Ireland deferred to August 10 Fianna Fáil TD Niall Collins appointed as Minister of State Facebook Askeaton/ Ballysteen bring Easter joy to local community Email
About Author: Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Low Mortgage Delinquency Levels Stabilize Consumer Credit Market Share Save Servicers Navigate the Post-Pandemic World 2 days ago November 16, 2015 3,397 Views Demand Propels Home Prices Upward 2 days ago Tagged with: Consumer Credit Mortgage Delinquencies TransUnion The Best Markets For Residential Property Investors 2 days ago Related Articles Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Previous: Rosenberg & Associates Hires New Attorney Next: Delgado Calls for National Solutions on ‘Vacant Home Epidemic’ Print This Post Home / Daily Dose / Low Mortgage Delinquency Levels Stabilize Consumer Credit Market Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, Foreclosure, News Mortgage delinquency rates continued their trend of year-over-year double-digit declines in the third quarter of 2015, which contributed to the strong performance of consumer credit markets during Q3, according TransUnion’s Q3 2015 Industry Insights Report released Monday.While aggregate revolving credit balances rose by $13.5 billion and non-revolving debt jumped by $249.5 billion year-over-year in Q3, average revolving balances declined at the consumer level by 3.9 percent down to $10,931 from Q3 2014 to Q3 2015. Increased access to credit by non-prime consumers, who typically have lower credit limits, drove the decline in average revolving balance at the consumer level. Non-revolving debt at the consumer level also declined by 0.3 percent year-over-year in Q3 down to $113,973 per consumer on average at the end of the quarter.“Consumer credit performance continued to be healthy in the third quarter of 2015. Delinquencies for mortgages continued to drop, while both auto and credit card default rates remained near all-time lows,” said Ezra Becker, VP of research and consulting in TransUnion’s financial services business unit. “Overall balance growth reflects consumer optimism and increased access to credit. Lenders are offering credit to consumers across the risk spectrum, and consumers are using that credit responsibly. We are poised to continue this positive momentum into the holiday season.”The rate of delinquent mortgages, which TransUnion defines as 60 or more days overdue on a monthly mortgage payment, dropped by nearly 30 percent year-over-year in Q3 from 3.36 percent down to 2.40 percent. Q3’s delinquent mortgage rate of 2.40 percent is about 65 percent lower than its peak of 6.94 percent in Q2 2010.“The decline in serious mortgage delinquencies is continuing and even ramping up, with steadily increasing absolute drops over the last year,” said Joe Mellman, VP and head of TransUnion’s mortgage group. “We believe this is due to a combination of factors, including strong performance by recent vintage mortgage loans, improving home prices, and the continued funneling of delinquent accounts through the foreclosure process.”Mortgage delinquencies declined by anywhere from 27 to 30 percent in all age groups, with millennials (1.62 percent) and age 60-plus (1.77 percent) posting the lowest rates. Also, every state experienced a year-over-year decline in mortgage delinquencies; Florida had the largest decline, falling from 6.42 percent in Q3 2014 down to 3.75 percent in Q3 2015.Click here for more insights on TransUnion’s report. Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Subscribe Consumer Credit Mortgage Delinquencies TransUnion 2015-11-16 Brian Honea